## Does RBC Travel Insurance Cover Scuba Diving?
RBC offers a range of travel insurance plans that provide coverage for various activities, including scuba diving. However, the level of coverage varies depending on the specific plan you choose.
### Plans That Cover Scuba Diving
Blue Cross Elite Plan
Covers scuba diving up to a depth of 40 meters
Requires a medical examination if you are over 65 years old
Does not cover professional scuba diving
Blue Cross Preferred Plan
Covers scuba diving up to a depth of 30 meters
Does not require a medical examination
Does not cover professional scuba diving
Blue Cross Basic Plan
Does not cover scuba diving
### Exclusions and Limitations
All RBC Travel Insurance plans exclude coverage for the following:
Scuba diving beyond the depths specified in the policy (40 meters for the Elite Plan and 30 meters for the Preferred Plan)
Professional scuba diving
Scuba diving while under the influence of alcohol or drugs
Scuba diving in hazardous conditions (e.g., strong currents, low visibility)
### How to File a Claim for Scuba Diving Expenses
If you incur any scuba diving expenses that are covered by your RBC Travel Insurance plan, you can file a claim by following these steps:
1. Contact RBC Insurance at 1-800-663-9915 within 60 days of the incident.
2. Provide the following information:
Your policy number
The date and time of the incident
The location of the incident
A description of the incident
The amount of your expenses
3. Submit any necessary documentation, such as medical records or receipts for scuba diving expenses.
4. RBC Insurance will review your claim and determine if it is covered.
### Tips for Safe Scuba Diving
To help reduce the risk of accidents and injuries while scuba diving, it is important to follow these safety tips:
Get certified by a reputable scuba diving organization.
Dive with a buddy and never dive alone.
Plan your dives carefully and stay within your limits.
Be aware of the hazards of scuba diving, such as decompression sickness and nitrogen narcosis.
Use proper scuba diving equipment and maintain it regularly.
Get a medical checkup before diving, especially if you have any health conditions.
Listen to your body and stop diving if you feel unwell.
Dive in safe conditions and avoid hazardous areas.
By following these tips, you can help ensure a safe and enjoyable scuba diving experience.