## Does Nationwide Travel Insurance Cover Scuba Diving?
Scuba diving is an increasingly popular activity for travelers of all ages. However, it is important to note that not all travel insurance policies cover scuba diving. In fact, many policies specifically exclude coverage for this activity.
Nationwide travel insurance does cover scuba diving, but only under certain conditions. The policy must be purchased before the trip begins, and the scuba diving must be done within the policy’s coverage period. The policy also requires that the diver be certified by a recognized scuba diving organization.
What is Covered by Nationwide Travel Insurance for Scuba Diving?
Nationwide travel insurance covers scuba diving for the following:
Medical expenses incurred as a result of a scuba diving accident
Emergency evacuation expenses
Lost or stolen scuba diving equipment
Trip cancellation or interruption due to a scuba diving accident
What is Not Covered by Nationwide Travel Insurance for Scuba Diving?
Nationwide travel insurance does not cover scuba diving for the following:
Scuba diving that is done outside of the policy’s coverage period
Scuba diving that is done by a diver who is not certified by a recognized scuba diving organization
Scuba diving that is done in a reckless or negligent manner
Scuba diving that is done in a prohibited area
How to File a Claim for Scuba Diving Coverage
To file a claim for scuba diving coverage, you must contact Nationwide Travel Insurance as soon as possible after the incident occurs. You will need to provide the following information:
Your policy number
The date and time of the incident
The location of the incident
A description of the incident
The names and contact information of any witnesses
Medical records and documentation of expenses
Tips for Choosing a Travel Insurance Policy for Scuba Diving
When choosing a travel insurance policy for scuba diving, it is important to keep the following tips in mind:
Make sure that the policy covers scuba diving.
Read the policy carefully to understand the coverage limits and exclusions.
Purchase the policy before your trip begins.
Keep a copy of your policy with you while you are traveling.
By following these tips, you can help ensure that you have the coverage you need in case of a scuba diving accident.
Additional Resources
[Nationwide Travel Insurance](https://www.nationwide.com/travel-insurance)
[Scuba Diving Safety](https://www.scubaboard.com/community/safety/)
[Travel Insurance for Scuba Diving](https://www.diveassure.com/travel-insurance-for-scuba-diving/)
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