## Does TravelGuard Cover Scuba Diving?
TravelGuard is a leading provider of travel insurance, offering a wide range of coverage options to protect travelers against unexpected events. One common question that travelers have is whether or not TravelGuard covers scuba diving. The answer to this question depends on the specific policy you purchase.
### Coverage for Scuba Diving Activities
TravelGuard offers two main types of policies: Basic and Deluxe. The Basic policy provides limited coverage for scuba diving activities, while the Deluxe policy offers more comprehensive coverage.
Basic Policy:
Covers emergency medical expenses incurred while scuba diving up to the policy limits.
Excludes coverage for trip delays, lost luggage, or other non-medical expenses.
Deluxe Policy:
Covers emergency medical expenses incurred while scuba diving up to the policy limits.
Also covers trip delays, lost luggage, and other non-medical expenses.
Provides higher limits of coverage for medical expenses and other benefits.
### Exclusions for Scuba Diving Activities
It’s important to note that TravelGuard does not provide coverage for all scuba diving activities. The following exclusions apply:
Professional scuba diving: TravelGuard does not cover scuba diving activities that are conducted for professional purposes.
Liveaboard trips: TravelGuard does not cover scuba diving trips that involve living on a boat for multiple days.
Diving in certain locations: TravelGuard does not cover scuba diving in certain locations that are considered to be high-risk, such as the Red Sea.
### Additional Considerations
In addition to the coverage provided by your TravelGuard policy, there are a few additional considerations to keep in mind when planning a scuba diving trip:
Medical clearance: Before scuba diving, you should obtain a medical clearance from a qualified physician to ensure that you are fit to dive.
Dive insurance: In addition to travel insurance, you may also consider purchasing dive insurance to cover specific scuba diving risks, such as decompression sickness.
Dive operator: Choose a reputable dive operator that has a good safety record.
By following these guidelines, you can ensure that you have the necessary coverage and precautions in place for a safe and enjoyable scuba diving trip.
### Conclusion
TravelGuard offers a range of coverage options for scuba diving activities, depending on the specific policy you purchase. The Basic policy provides limited coverage for medical expenses, while the Deluxe policy offers more comprehensive coverage. It’s important to carefully review your policy and understand the exclusions that apply to scuba diving activities. By following the additional considerations outlined above, you can ensure that you are well-protected for your next scuba diving adventure.